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Debt collection

Credova debt collection complaints

Consumers have filed 23 complaints about Credova's debt collection, 3 in the last 12 months. Credova answered 100% on time and closed 0% with relief. See the whole Credova record.

Credova against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Credova3new100%0%23

Every debt collector ranked

Latest Credova debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 20, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Apr 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 5, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Aug 12, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jul 26, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 12, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMIExplainedYes
Dec 2, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountKSExplainedYes
May 30, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountHIExplainedYes
May 30, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingHIExplainedYes
Oct 10, 2023Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Sep 15, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Jun 5, 2023Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
May 28, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
May 9, 2023Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Mar 10, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Mar 3, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Mar 3, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtGAExplainedYes
Jan 15, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Aug 19, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 9, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 10, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 10, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 10, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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