Debt collection
Current debt collection complaints
Consumers have filed 38 complaints about Current's debt collection, 19 in the last 12 months. Current answered 89.5% on time and closed 0% with relief. See the whole Current record.
Current against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Current | 19 | 89.5% | 0% |
Latest Current debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jun 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 19, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 20, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 3, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 29, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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