Debt collection
Fair Capital debt collection complaints
Consumers have filed 36 complaints about Fair Capital's debt collection, 11 in the last 12 months. Fair Capital answered 90.9% on time and closed 0% with relief. See the whole Fair Capital record.
Fair Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fair Capital | 11 | 90.9% | 0% |
Latest Fair Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 2, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 23, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 6, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 30, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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