Debt collection
Fair Capital debt collection complaints
Consumers have filed 36 complaints about Fair Capital's debt collection, 11 in the last 12 months. Fair Capital answered 90.9% on time and closed 0% with relief. See the whole Fair Capital record.
Fair Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fair Capital | 11 | 90.9% | 0% |
Latest Fair Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 17, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 30, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 26, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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