Debt collection
First Capital Recovery debt collection complaints
Consumers have filed 7 complaints about First Capital Recovery's debt collection. See the whole First Capital Recovery record.
First Capital Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Capital Recovery | 0 | - | - |
Latest First Capital Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 27, 2015 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Apr 28, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | No timely reply |
| Mar 25, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Dec 22, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Dec 18, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 17, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 27, 2014 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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