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Debt collector · complaint record

First Capital Recovery complaints

Consumers have filed 9 complaints about First Capital Recovery since 2014, none in the last 12 months. It answered 77.8% on time and closed 0% with relief for the customer. The most common problem is improper contact or sharing of info.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
9

Since September 2014

Last 12 months
0

new vs the year before

Answered on time
77.8%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Nov 19, 2021

Rank
-

First Capital Recovery complaints by month

The busiest month was December 2014 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How First Capital Recovery answered all time

  • Closed with explanation777.8%
  • Untimely response222.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What First Capital Recovery complaints are about

  • Debt collection778%
  • Mortgages111%
  • Payday & personal loans111%

Top First Capital Recovery problems

Inside "Improper contact or sharing of info"

  • Talked to a third party about my debt 1
  • Contacted employer after asked not to 1

Where First Capital Recovery complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (3), Georgia (1), Maryland (1), Michigan (1), Ohio (1).

First Capital Recovery compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8First Capital RecoveryDebt collection-0new77.8%0%-

Compare side by side: First Capital Recovery vs Green Square · First Capital Recovery vs EMoneyUSA · First Capital Recovery vs Mullooly Jeffrey Rooney & Flynn · First Capital Recovery vs Credit World Services

What people say about First Capital Recovery

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Latest First Capital Recovery complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 19, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageGANo timely replyNo
May 27, 2015Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectALExplainedYes
Apr 28, 2015Debt collectionImproper contact or sharing of infoContacted employer after asked not toMDNo timely replyNo
Mar 25, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtCAExplainedYes
Jan 26, 2015Payday & personal loansCan't contact lenderTNExplainedYes
Dec 22, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payCAExplainedYes
Dec 18, 2014Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Dec 17, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineMIExplainedYes
Sep 27, 2014Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyOHExplainedYes

Questions about First Capital Recovery

How many complaints does First Capital Recovery have?

First Capital Recovery has 9 complaints on record since September 2014, including 0 in the last 12 months and 0 in the last 30 days.

Does First Capital Recovery respond to complaints?

Yes. First Capital Recovery answered 77.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with First Capital Recovery?
Is First Capital Recovery legit?

First Capital Recovery is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Capital Recovery legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against First Capital Recovery?

Complain to First Capital Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most First Capital Recovery complaints come from?

Most come from California (3), Georgia (1), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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