Debt collector · complaint record
First Credit complaints
Filed under Texas Palmetto Ventures, LLC dba First Credit
Consumers have filed 1 complaint about First Credit since 2026, 1 of them in the last 12 months. It answered 0% on time. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since March 2026
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 9, 2026
Most complained-about debt collectors
First Credit complaints by month
The busiest month was March 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Credit answered all time
- Untimely response1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top First Credit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
First Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | First CreditDebt collection | - | 1 | - |
Compare side by side: First Credit vs Green Square · First Credit vs EMoneyUSA · First Credit vs Mullooly Jeffrey Rooney & Flynn · First Credit vs Credit World Services
What people say about First Credit
All experiencesNo experiences with First Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
Questions about First Credit
How many complaints does First Credit have?
First Credit has 1 complaint on record since March 2026, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does First Credit respond to complaints?
Yes. First Credit answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with First Credit?
The most common problems are attempts to collect debt not owed (1).
Is First Credit legit?
First Credit is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Credit?
Complain to First Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Credit complaints come from?
Most come from South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about First Credit
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