Debt collector · complaint record
Credit World Services complaints
Filed under CREDIT WORLD SERVICES, INC.
Consumers have filed 116 complaints about Credit World Services since 2013, 25 of them in the last 12 months (+79% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Weak response record. How it works
- Complaints on record
- 116
- Last 12 months
- 25
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #474 of 1,963
Since June 2013
+79% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 21, 2026
Most complained-about debt collectors
Credit World Services complaints by month
The busiest month was January 2026 (5 complaints). Complaints in the last 12 months are up 79% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit World Services answered last 12 months
- Closed with explanation25100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend2/15+79% vs last year
What Credit World Services complaints are about
Top Credit World Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 21
- Debt was already discharged in bankruptcy and is no longer owed 6
- Debt was result of identity theft 5
- Debt was paid 5
Where Credit World Services complaints come from
Most complaints: Missouri (37), Kansas (29), Texas (11), Florida (9), Oklahoma (8).
Credit World Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 5 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 6 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 7 | RAS LaVrarDebt collection | 60 | 25 | C |
| 8 | Credit World ServicesDebt collection | 47 | 25 | D |
Compare side by side: Credit World Services vs Green Square · Credit World Services vs EMoneyUSA · Credit World Services vs Mullooly Jeffrey Rooney & Flynn · Credit World Services vs Keynote Consulting
What people say about Credit World Services
All experiencesNo experiences with Credit World Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit World Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about Credit World Services
How many complaints does Credit World Services have?
Credit World Services has 116 complaints on record since June 2013, including 25 in the last 12 months and 1 in the last 30 days. That makes it number 972 of every company by complaints this year.
Does Credit World Services respond to complaints?
Yes. Credit World Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 47/100 (grade D).
What do people complain about most with Credit World Services?
The most common problems are incorrect information on your report (11), attempts to collect debt not owed (37), false statements or representation (9).
Is Credit World Services legit?
Credit World Services is a real company with a public complaint record: consumers have complained about it 116 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit World Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Credit World Services going up or down?
Up. There were 25 complaints in the last 12 months against 14 in the 12 before (+79%). See every month.
How do I file a complaint against Credit World Services?
Complain to Credit World Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit World Services complaints come from?
Most come from Missouri (37), Kansas (29), Texas (11). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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