Debt collection
First Heritage Credit debt collection complaints
Consumers have filed 51 complaints about First Heritage Credit's debt collection. See the whole First Heritage Credit record.
First Heritage Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Heritage Credit | 0 | - | - |
Latest First Heritage Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 14, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jan 10, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Fixed |
| Dec 21, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Dec 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Nov 23, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 26, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Sep 28, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Sep 12, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Dec 29, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
| Mar 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 11, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
| Feb 4, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Fixed |
| Feb 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 22, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Fixed |
| Dec 18, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Dec 18, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Nov 21, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Nov 19, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Fixed |
| Sep 18, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 2, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 30, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about First Heritage Credit
No comments yet. Start the conversation - questions are welcome too.