Debt collection
First Heritage Credit debt collection complaints
Consumers have filed 51 complaints about First Heritage Credit's debt collection. See the whole First Heritage Credit record.
First Heritage Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Heritage Credit | 0 | - | - |
Latest First Heritage Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 7, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Fixed |
| Jul 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Apr 27, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 8, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 5, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 21, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 24, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 8, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 2, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 28, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 29, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 31, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 29, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Mar 19, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 7, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 7, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 18, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 23, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 13, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 4, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 9, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Oct 17, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 27, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 27, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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