Debt collector · complaint record
FJM complaints
Filed under Waveland LLC dba FJM
Consumers have filed 2 complaints about FJM since 2022, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2022
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 1, 2023
FJM complaints by month
The busiest month was December 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How FJM answered all time
- Closed with explanation2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top FJM problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 2
FJM compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | FJMDebt collection | - | 0 | - |
Compare side by side: FJM vs Green Square · FJM vs EMoneyUSA · FJM vs Mullooly Jeffrey Rooney & Flynn · FJM vs Credit World Services
What people say about FJM
All experiencesNo experiences with FJM yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FJM complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about FJM
How many complaints does FJM have?
FJM has 2 complaints on record since December 2022, including 0 in the last 12 months and 0 in the last 30 days.
Does FJM respond to complaints?
Yes. FJM answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with FJM?
The most common problems are attempts to collect debt not owed (2).
Is FJM legit?
FJM is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FJM legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against FJM?
Complain to FJM in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FJM complaints come from?
Most come from North Dakota (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about FJM
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