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Debt collection

Interstate Recovery Service debt collection complaints

Consumers have filed 43 complaints about Interstate Recovery Service's debt collection. See the whole Interstate Recovery Service record.

Interstate Recovery Service against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Interstate Recovery Service0new--43

Every debt collector ranked

Latest Interstate Recovery Service debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 10, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Jan 20, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtWVExplainedYes
Dec 7, 2016Debt collectionCommunication tacticsFrequent or repeated callsORExplainedYes
Dec 7, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineTXExplainedYes
Sep 8, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNCExplainedYes
Mar 7, 2016Debt collectionCommunication tacticsCalled outside of 8am-9pmMNExplainedYes
Sep 10, 2015Debt collectionCommunication tacticsThreatened to take legal actionTXExplainedYes
Aug 10, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedNo
Dec 1, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedNo
Oct 8, 2014Debt collectionCommunication tacticsCalled after sent written cease of commHIExplainedNo
Aug 31, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidILExplainedNo
May 13, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidTNExplainedNo
Feb 3, 2014Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftNJExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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