Debt collection
Ipac's debt collection complaints
Consumers have filed 42 complaints about Ipac's's debt collection, 31 in the last 12 months. Ipac's answered 0% on time and closed - with relief. See the whole Ipac's record.
Ipac's against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Ipac's | 31 | 0% | - |
Latest Ipac's debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Oct 2, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jun 10, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jun 3, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Apr 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 3, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Apr 1, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 7, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 31, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Dec 16, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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