Debt relief company · complaint record
It's Time - Credit Repair complaints
Filed under IT'S TIME - CREDIT REPAIR LLC
Consumers have filed 3 complaints about It's Time - Credit Repair since 2017, none in the last 12 months. It answered 33.3% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 33.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since March 2017
new vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Oct 12, 2022
It's Time - Credit Repair complaints by month
The busiest month was March 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How It's Time - Credit Repair answered all time
- Closed with explanation133.3%
- Untimely response266.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What It's Time - Credit Repair complaints are about
Top It's Time - Credit Repair problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 1
It's Time - Credit Repair compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit GloryDebt relief & credit repair | 3 | 44 | F |
| 2 | Five Lakes Law GroupDebt relief & credit repair | 0 | 43 | F |
| 3 | Cordoba Legal GroupDebt relief & credit repair | 47 | 40 | D |
| 4 | ClearOne AdvantageDebt relief & credit repair | 8 | 38 | F |
| 5 | Olympus1Debt relief & credit repair | 22 | 36 | F |
| 6 | Clarity Debt ResolutionDebt relief & credit repair | 57 | 34 | C |
| 7 | Turnbull Law GroupDebt relief & credit repair | 85 | 27 | A |
| 8 | It's Time - Credit RepairDebt relief & credit repair | - | 0 | - |
Compare side by side: It's Time - Credit Repair vs Credit Glory · It's Time - Credit Repair vs Five Lakes Law Group · It's Time - Credit Repair vs Cordoba Legal Group · It's Time - Credit Repair vs ClearOne Advantage
What people say about It's Time - Credit Repair
All experiencesNo experiences with It's Time - Credit Repair yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest It's Time - Credit Repair complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 12, 2022 | Debt relief & credit repair | Confusing or missing disclosures | No timely reply |
| Jun 2, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Mar 9, 2017 | Debt relief & credit repair | Fraud or scam | Explained |
Questions about It's Time - Credit Repair
How many complaints does It's Time - Credit Repair have?
It's Time - Credit Repair has 3 complaints on record since March 2017, including 0 in the last 12 months and 0 in the last 30 days.
Does It's Time - Credit Repair respond to complaints?
Yes. It's Time - Credit Repair answered 33.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with It's Time - Credit Repair?
The most common problems are improper use of your report (1), fraud or scam (1), confusing or missing disclosures (1).
Is It's Time - Credit Repair legit?
It's Time - Credit Repair is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is It's Time - Credit Repair legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against It's Time - Credit Repair?
Complain to It's Time - Credit Repair in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most It's Time - Credit Repair complaints come from?
Most come from Texas (2), North Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about It's Time - Credit Repair
No comments yet. Start the conversation - questions are welcome too.