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Debt collection

Joseph M. Tobin, PC debt collection complaints

Consumers have filed 18 complaints about Joseph M. Tobin, PC's debt collection, 2 in the last 12 months. Joseph M. Tobin, PC answered 100% on time and closed 0% with relief. See the whole Joseph M. Tobin, PC record.

Joseph M. Tobin, PC against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Joseph M. Tobin, PC2new100%0%18

Every debt collector ranked

Latest Joseph M. Tobin, PC debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 12, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
Jun 2, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
Nov 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Jun 25, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Feb 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Jan 20, 2025Debt collectionAttempts to collect debt not owedDebt was paidCTExplainedYes
Dec 6, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 6, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCTExplainedYes
Aug 30, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Feb 24, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCTExplainedYes
Feb 8, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCTExplainedYes
Jan 18, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCTExplainedYes
Oct 16, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeCTExplainedYes
Dec 14, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineCTExplainedYes
Sep 23, 2015Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyCTExplainedYes
Nov 14, 2014Debt collectionCommunication tacticsCalled after sent written cease of commCTExplainedYes
Sep 5, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtCTFixedYes
May 9, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtCTFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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