Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

Lendsmart complaint log

The newest complaints about Lendsmart, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Feb 17, 2026Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsAZExplainedYes
Sep 15, 2025Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Oct 9, 2024Auto loans & leasesRepossessionCompany explaining amount owedCAExplainedYes
Sep 29, 2024Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionCAExplainedYes
Sep 9, 2024Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionCAExplainedYes
Aug 3, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 20, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Jan 28, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 27, 2022Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Aug 24, 2022Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleCAExplainedYes
Feb 22, 2022Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleCAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience