Main Street against other debt collectors
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | CL Holdings | 25,525 | +136% | 99.9% | 51% | 47,216 |
| 2 | Encore Capital (Midland Credit) | 19,484 | +59% | 100% | 12% | 57,060 |
| 3 | Portfolio Recovery Associates | 17,942 | +60% | 99.9% | 63% | 55,016 |
| 4 | Resurgent Capital Services | 17,500 | +6% | 100% | 26% | 54,761 |
| 5 | TransUnion | 9,367 | -62% | 100% | 48% | 58,125 |
| 6 | Experian | 9,347 | -53% | 100% | 9% | 52,595 |
| 7 | CCS Financial Services | 8,704 | +51% | 99.9% | 2% | 23,877 |
| 8 | Equifax | 7,993 | -70% | 100% | 40% | 56,820 |
| 9 | Kriya Capital | 7,526 | +100% | 100% | 100% | 16,464 |
| 10 | I.C. System | 6,903 | +81% | 100% | 0% | 21,049 |
| 11 | National Credit Systems | 5,918 | +48% | 99.9% | 0% | 17,574 |
| 12 | Caine & Weiner | 5,539 | +112% | 99.9% | 39% | 12,208 |
| 13 | Main Street | 24 | new | 100% | 0% | 27 |
Every debt collector ranked
Latest Main Street debt collection complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Aug 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Aug 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jul 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jul 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jul 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | SC | Explained | Yes |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jun 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| May 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| May 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| May 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Apr 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Apr 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Mar 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Jan 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Oct 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Nov 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | SC | Explained | Yes |
| Mar 7, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | KY | Closed | Yes |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
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