Debt collector · complaint record
Main Street complaints
Filed under Main Street Holdings, Inc.
Consumers have filed 41 complaints about Main Street since 2017, 26 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 41
- Last 12 months
- 26
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #457 of 1,963
Since February 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 14, 2026
Most complained-about debt collectors
Main Street complaints by month
The busiest month was March 2026 (8 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Main Street answered last 12 months
- Closed with explanation26100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15no earlier year
What Main Street complaints are about
Top Main Street problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 24
- Debt was result of identity theft 1
Where Main Street complaints come from
Most complaints: South Carolina (35), Kentucky (2), North Carolina (2), Texas (1), Georgia (1).
Main Street compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | UlrsDebt collection | 15 | 26 | F |
| 2 | Debt Collectors InternationalDebt collection | 54 | 26 | C |
| 3 | Global Credit & CollectionDebt collection | 3 | 26 | F |
| 4 | Recovery Management SolutionsDebt collection | 51 | 26 | C |
| 5 | Constar Financial ServicesDebt collection | 33 | 26 | F |
| 6 | Triton Recovery GroupDebt collection | 29 | 26 | F |
| 7 | Cars AmericaDebt collection | 10 | 26 | F |
| 8 | Main StreetDebt collection | 55 | 26 | C |
Compare side by side: Main Street vs Ulrs · Main Street vs Debt Collectors International · Main Street vs Global Credit & Collection · Main Street vs Recovery Management Solutions
What people say about Main Street
All experiencesNo experiences with Main Street yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Main Street complaints
Full logQuestions about Main Street
How many complaints does Main Street have?
Main Street has 41 complaints on record since February 2017, including 26 in the last 12 months and 0 in the last 30 days. That makes it number 947 of every company by complaints this year.
Does Main Street respond to complaints?
Yes. Main Street answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Main Street?
The most common problems are attempts to collect debt not owed (25), incorrect information on your report (2), problem when making payments (2).
Is Main Street legit?
Main Street is a real company with a public complaint record: consumers have complained about it 41 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Main Street legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Main Street?
Complain to Main Street in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Main Street complaints come from?
Most come from South Carolina (35), Kentucky (2), North Carolina (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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