Debt collector · complaint record
Michaels, Louis & Associates complaints
Filed under Michaels, Louis & Associates, Inc.
Consumers have filed 3 complaints about Michaels, Louis & Associates since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since July 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Feb 26, 2026
Most complained-about debt collectors
Michaels, Louis & Associates complaints by month
The busiest month was July 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Michaels, Louis & Associates answered all time
- Closed with explanation266.7%
- Untimely response133.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Michaels, Louis & Associates problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 1
Michaels, Louis & Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Michaels, Louis & AssociatesDebt collection | - | 1 | - |
Compare side by side: Michaels, Louis & Associates vs Green Square · Michaels, Louis & Associates vs EMoneyUSA · Michaels, Louis & Associates vs Mullooly Jeffrey Rooney & Flynn · Michaels, Louis & Associates vs Credit World Services
What people say about Michaels, Louis & Associates
All experiencesNo experiences with Michaels, Louis & Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Michaels, Louis & Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 16, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 30, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Questions about Michaels, Louis & Associates
How many complaints does Michaels, Louis & Associates have?
Michaels, Louis & Associates has 3 complaints on record since July 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Michaels, Louis & Associates respond to complaints?
Yes. Michaels, Louis & Associates answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Michaels, Louis & Associates?
The most common problems are took or threatened to take negative or legal action (1), communication tactics (1), disclosure verification of debt (1).
Is Michaels, Louis & Associates legit?
Michaels, Louis & Associates is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Michaels, Louis & Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Michaels, Louis & Associates?
Complain to Michaels, Louis & Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Michaels, Louis & Associates complaints come from?
Most come from Pennsylvania (2), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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