Debt collection
N.A.R debt collection complaints
Consumers have filed 302 complaints about N.A.R's debt collection, 36 in the last 12 months (-28%). N.A.R answered 75% on time and closed 0% with relief. See the whole N.A.R record.
N.A.R against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | N.A.R | 36 | 75% | 0% |
Latest N.A.R debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 6, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 30, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 25, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 14, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Mar 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 19, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 16, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jan 26, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Jan 2, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 13, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 24, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 21, 2014 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Oct 15, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 19, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 30, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Mar 25, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 10, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Feb 26, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 12, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 10, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 10, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 9, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Dec 30, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Dec 23, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 6, 2013 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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