Debt collector · complaint record
NCS Credit complaints
Filed under C & S Associates, Inc. dba NCS Credit
Consumers have filed 3 complaints about NCS Credit since 2023, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2023
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 25, 2025
NCS Credit complaints by month
The busiest month was June 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How NCS Credit answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top NCS Credit problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
NCS Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | NCS CreditDebt collection | - | 0 | - |
Compare side by side: NCS Credit vs Green Square · NCS Credit vs EMoneyUSA · NCS Credit vs Mullooly Jeffrey Rooney & Flynn · NCS Credit vs Credit World Services
What people say about NCS Credit
All experiencesNo experiences with NCS Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest NCS Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 25, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 30, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jun 14, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about NCS Credit
How many complaints does NCS Credit have?
NCS Credit has 3 complaints on record since June 2023, including 0 in the last 12 months and 0 in the last 30 days.
Does NCS Credit respond to complaints?
Yes. NCS Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with NCS Credit?
The most common problems are took or threatened to take negative or legal action (1), communication tactics (1), threatened to contact someone or share information improperly (1).
Is NCS Credit legit?
NCS Credit is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is NCS Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against NCS Credit?
Complain to NCS Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most NCS Credit complaints come from?
Most come from North Carolina (2), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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