Debt collector · complaint record
Pacific Credit Services complaints
Filed under Pacific Credit Services, Inc.
Consumers have filed 3 complaints about Pacific Credit Services since 2014, none in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 33%
- Last 30 days
- 0
- Rank
- -
Since January 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 16, 2015
Pacific Credit Services complaints by month
The busiest month was January 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Pacific Credit Services answered all time
- Closed with non-monetary relief133.3%
- Closed with explanation266.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Pacific Credit Services complaints are about
Top Pacific Credit Services problems
Inside "Cont'd attempts collect debt not owed"
- Debt was paid 1
- Debt is not mine 1
Pacific Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Pacific Credit ServicesDebt collection | - | 0 | - |
Compare side by side: Pacific Credit Services vs Green Square · Pacific Credit Services vs EMoneyUSA · Pacific Credit Services vs Mullooly Jeffrey Rooney & Flynn · Pacific Credit Services vs Credit World Services
What people say about Pacific Credit Services
All experiencesNo experiences with Pacific Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Pacific Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Apr 22, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 25, 2014 | Credit reporting | Incorrect information on credit reportAccount status | Fixed |
Questions about Pacific Credit Services
How many complaints does Pacific Credit Services have?
Pacific Credit Services has 3 complaints on record since January 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Pacific Credit Services respond to complaints?
Yes. Pacific Credit Services answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Pacific Credit Services?
The most common problems are cont'd attempts collect debt not owed (2), incorrect information on credit report (1).
Is Pacific Credit Services legit?
Pacific Credit Services is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Pacific Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Pacific Credit Services?
Complain to Pacific Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Pacific Credit Services complaints come from?
Most come from California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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