Debt collection
Perfection Collection debt collection complaints
Consumers have filed 284 complaints about Perfection Collection's debt collection. See the whole Perfection Collection record.
Perfection Collection against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Perfection Collection | 0 | - | - |
Latest Perfection Collection debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 25, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 27, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 26, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 31, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 16, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 11, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 11, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jul 8, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 3, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 24, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jun 19, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jun 10, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 30, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 28, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 28, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 24, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 23, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 21, 2019 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| May 21, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 21, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 16, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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