Debt collector · complaint record
Phil Watson, P.C complaints
Filed under Phil Watson, P.C.
Consumers have filed 2 complaints about Phil Watson, P.C since 2023, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since October 2023
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 6, 2025
Phil Watson, P.C complaints by month
The busiest month was October 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Phil Watson, P.C answered all time
- Closed with explanation2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Phil Watson, P.C problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
Phil Watson, P.C compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Phil Watson, P.CDebt collection | - | 0 | - |
Compare side by side: Phil Watson, P.C vs Green Square · Phil Watson, P.C vs EMoneyUSA · Phil Watson, P.C vs Mullooly Jeffrey Rooney & Flynn · Phil Watson, P.C vs Credit World Services
What people say about Phil Watson, P.C
All experiencesNo experiences with Phil Watson, P.C yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Phil Watson, P.C complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about Phil Watson, P.C
How many complaints does Phil Watson, P.C have?
Phil Watson, P.C has 2 complaints on record since October 2023, including 0 in the last 12 months and 0 in the last 30 days.
Does Phil Watson, P.C respond to complaints?
Yes. Phil Watson, P.C answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Phil Watson, P.C?
The most common problems are attempts to collect debt not owed (1), took or threatened to take negative or legal action (1).
Is Phil Watson, P.C legit?
Phil Watson, P.C is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Phil Watson, P.C legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Phil Watson, P.C?
Complain to Phil Watson, P.C in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Phil Watson, P.C complaints come from?
Most come from Iowa (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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