Debt collection
R J Baucum Enterprises debt collection complaints
Consumers have filed 22 complaints about R J Baucum Enterprises's debt collection. See the whole R J Baucum Enterprises record.
R J Baucum Enterprises against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | R J Baucum Enterprises | 0 | - | - |
Latest R J Baucum Enterprises debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 5, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 8, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 4, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 4, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 19, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 18, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 8, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 7, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 5, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2019 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Oct 3, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 22, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Jul 28, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 8, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Apr 12, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Jan 21, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 19, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 6, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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