Debt collection
SCS Credit debt collection complaints
Consumers have filed 12 complaints about SCS Credit's debt collection, 4 in the last 12 months. SCS Credit answered 100% on time and closed 0% with relief. See the whole SCS Credit record.
SCS Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | SCS Credit | 4 | 100% | 0% |
Latest SCS Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 28, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 25, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 21, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 3, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 14, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 21, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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