Debt collection
Spotloan debt collection complaints
Consumers have filed 251 complaints about Spotloan's debt collection, 23 in the last 12 months. Spotloan answered 100% on time and closed 0% with relief. See the whole Spotloan record.
Spotloan against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Spotloan | 23 | 100% | 0% |
Latest Spotloan debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 21, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 7, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 7, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 5, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 16, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 14, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 26, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 26, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 9, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 27, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 26, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Nov 12, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 31, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 4, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 2, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 24, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 18, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 14, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 29, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 26, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 19, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 1, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 30, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 29, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 4, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 4, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 3, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Spotloan
No comments yet. Start the conversation - questions are welcome too.