Debt collection
State Finance debt collection complaints
Consumers have filed 10 complaints about State Finance's debt collection, 1 in the last 12 months. State Finance answered 100% on time and closed 0% with relief. See the whole State Finance record.
State Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | State Finance | 1 | 100% | 0% |
Latest State Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 24, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 13, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 14, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 8, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 31, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 13, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 9, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 15, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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