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Debt collector · complaint record

State Finance complaints

Consumers have filed 24 complaints about State Finance since 2016, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
24

Since June 2016

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jan 23, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

State Finance complaints by month

The busiest month was September 2016 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How State Finance answered all time

  • Closed with monetary relief14.2%
  • Closed with explanation2395.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What State Finance complaints are about

  • Debt collection1042%
  • Credit reporting938%
  • Payday & personal loans417%
  • Credit cards14%

Top State Finance problems

Inside "Incorrect information on your report"

  • Account information incorrect 5
  • Account status incorrect 2
  • Information belongs to someone else 1

State Finance compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8State FinanceDebt collection-1new100%0%-

Compare side by side: State Finance vs Green Square · State Finance vs EMoneyUSA · State Finance vs Mullooly Jeffrey Rooney & Flynn · State Finance vs Credit World Services

What people say about State Finance

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Latest State Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 3, 2025Credit cardsIncorrect information on your reportAccount status incorrectTXExplainedNo
Mar 6, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jan 25, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jun 19, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Mar 22, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Feb 18, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jan 25, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedYes
Nov 26, 2023Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneTXExplainedYes
Jun 24, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Oct 28, 2020Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 13, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes

Questions about State Finance

How many complaints does State Finance have?

State Finance has 24 complaints on record since June 2016, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does State Finance respond to complaints?

Yes. State Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with State Finance?
Is State Finance legit?

State Finance is a real company with a public complaint record: consumers have complained about it 24 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is State Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against State Finance?

Complain to State Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most State Finance complaints come from?

Most come from Texas (24). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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