Debt collection
Sterling Credit debt collection complaints
Consumers have filed 24 complaints about Sterling Credit's debt collection, 3 in the last 12 months. Sterling Credit answered 0% on time and closed - with relief. See the whole Sterling Credit record.
Sterling Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sterling Credit | 3 | 0% | - |
Latest Sterling Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Dec 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Jan 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 17, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Aug 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 3, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 9, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 3, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 14, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 21, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 17, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 3, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 24, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 22, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 8, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 23, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 23, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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