Debt collector · complaint record
Sterling Credit complaints
Filed under Sterling Credit Corp.
Consumers have filed 37 complaints about Sterling Credit since 2018, 4 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 37
- Last 12 months
- 4
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,016 of 1,963
Since May 2018
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 31, 2026
Most complained-about debt collectors
Sterling Credit complaints by month
The busiest month was September 2018 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Sterling Credit answered all time
- Closed with explanation2054.1%
- Untimely response1745.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Sterling Credit complaints are about
Top Sterling Credit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 6
- Debt was result of identity theft 4
- Debt was paid 2
Where Sterling Credit complaints come from
Most complaints: Pennsylvania (12), Florida (7), Georgia (4), Texas (3), Kentucky (2).
Sterling Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Sterling CreditDebt collection | - | 4 | - |
Compare side by side: Sterling Credit vs Green Square · Sterling Credit vs EMoneyUSA · Sterling Credit vs Mullooly Jeffrey Rooney & Flynn · Sterling Credit vs Credit World Services
What people say about Sterling Credit
All experiencesNo experiences with Sterling Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Sterling Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Dec 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Jul 16, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jan 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 17, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Sep 19, 2024 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Aug 21, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | No timely reply |
| Aug 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 12, 2023 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
Questions about Sterling Credit
How many complaints does Sterling Credit have?
Sterling Credit has 37 complaints on record since May 2018, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does Sterling Credit respond to complaints?
Yes. Sterling Credit answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Sterling Credit?
The most common problems are attempts to collect debt not owed (12), took or threatened to take negative or legal action (4), incorrect information on your report (2).
Is Sterling Credit legit?
Sterling Credit is a real company with a public complaint record: consumers have complained about it 37 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Sterling Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Sterling Credit?
Complain to Sterling Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Sterling Credit complaints come from?
Most come from Pennsylvania (12), Florida (7), Georgia (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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