Debt collection
Thrive National debt collection complaints
Consumers have filed 20 complaints about Thrive National's debt collection, 6 in the last 12 months. Thrive National answered 0% on time and closed - with relief. See the whole Thrive National record.
Thrive National against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Thrive National | 6 | 0% | - |
Latest Thrive National debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 11, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 12, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 29, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 20, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | No timely reply |
| Nov 8, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | No timely reply |
| Oct 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Mar 31, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | No timely reply |
| Oct 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Oct 27, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Oct 23, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Sep 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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