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Debt collector · complaint record

Thrive National complaints

Consumers have filed 24 complaints about Thrive National since 2015, 8 of them in the last 12 months. It answered 0% on time and closed 50% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
24

Since September 2015

Last 12 months
8

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
50%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 23, 2026

Rank
#791 of 1,963

Most complained-about debt collectors

Thrive National complaints by month

The busiest month was October 2015 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Thrive National answered all time

  • Closed with non-monetary relief28.3%
  • Closed with explanation28.3%
  • Untimely response2083.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Thrive National complaints are about

  • Debt collection2083%
  • Debt relief & credit repair14%
  • Credit cards14%
  • Credit reporting28%

Top Thrive National problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 6

Where Thrive National complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Tennessee (5), Georgia (4), North Carolina (3), Florida (3), Mississippi (2).

Thrive National compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Thrive NationalDebt collection-8new0%50%-

Compare side by side: Thrive National vs Green Square · Thrive National vs EMoneyUSA · Thrive National vs Mullooly Jeffrey Rooney & Flynn · Thrive National vs Credit World Services

What people say about Thrive National

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Latest Thrive National complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYNo timely replyNo
Sep 8, 2026Credit cardsOther features, terms, or problemsProblem with cash advancesGANo timely replyNo
Jun 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
Jun 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
May 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINNo timely replyNo
Apr 9, 2026Debt relief & credit repairConfusing or misleading advertising or marketingNCNo timely replyNo
Jan 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCTNo timely replyNo
Nov 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGANo timely replyNo
Oct 18, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Nov 11, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Oct 23, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Jan 23, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCANo timely replyNo

Questions about Thrive National

How many complaints does Thrive National have?

Thrive National has 24 complaints on record since September 2015, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.

Does Thrive National respond to complaints?

Yes. Thrive National answered 0% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Thrive National?
Is Thrive National legit?

Thrive National is a real company with a public complaint record: consumers have complained about it 24 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Thrive National legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Thrive National?

Complain to Thrive National in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Thrive National complaints come from?

Most come from Tennessee (5), Georgia (4), North Carolina (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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