Debt collection
TomoCredit debt collection complaints
Consumers have filed 9 complaints about TomoCredit's debt collection, 1 in the last 12 months. TomoCredit answered 100% on time and closed 0% with relief. See the whole TomoCredit record.
TomoCredit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | TomoCredit | 1 | 100% | 0% |
Latest TomoCredit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 11, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 15, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 3, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 3, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 21, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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