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Debt collection

Electronic communications

Consumers have filed 10,832 complaints about this, 4,528 in the last 12 months (+13%), against 832 companies. The most complained-about is Resurgent Capital Services. Companies closed 23% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Frequent or repeated messages6,57561%
  • You told them to stop contacting you, but they keep trying3,20730%
  • Contacted before 8am or after 9pm7717%
  • Used obscene, profane, or other abusive language2793%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 13, 2026Tidewater FinanceDebt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXIn progressYes
Nov 12, 2026UnifinDebt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingMEExplainedYes
Nov 12, 2026Medical Data SystemsDebt collectionElectronic communicationsFrequent or repeated messagesFLIn progressYes
Nov 12, 2026Westlake FinancialDebt collectionElectronic communicationsContacted before 8am or after 9pmFLExplainedYes
Nov 11, 2026Penn CreditDebt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Nov 11, 2026UnifinDebt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingOHExplainedYes
Nov 10, 2026ExperianDebt collectionElectronic communicationsFrequent or repeated messagesNCIn progressYes
Nov 10, 2026Sunrise Credit ServicesDebt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingNVExplainedYes
Nov 10, 2026BTH ManagementDebt collectionElectronic communicationsFrequent or repeated messagesGAExplainedYes
Nov 10, 2026UnifinDebt collectionElectronic communicationsFrequent or repeated messagesMDExplainedYes
Nov 10, 2026Reliant Capital SolutionsDebt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingCTExplainedYes
Nov 9, 2026UnifinDebt collectionElectronic communicationsFrequent or repeated messagesMAExplainedYes
Nov 9, 2026UnifinDebt collectionElectronic communicationsContacted before 8am or after 9pmCAExplainedYes
Nov 8, 2026AtlanticusDebt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Nov 7, 2026MRS BPODebt collectionElectronic communicationsFrequent or repeated messagesVAFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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