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Debt collection

Ulrs debt collection complaints

Consumers have filed 105 complaints about Ulrs's debt collection, 20 in the last 12 months (-5%). Ulrs answered 60% on time and closed 5% with relief. See the whole Ulrs record.

Ulrs against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Ulrs20-5%60%5%105

Every debt collector ranked

Latest Ulrs debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedNo
Jul 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jul 25, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 23, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageSCExplainedYes
May 23, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNDExplainedYes
May 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 4, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Mar 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jan 3, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Dec 20, 2024Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedNo
Dec 19, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedNo
Nov 15, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Sep 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Sep 20, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 21, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Apr 10, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedNo
Mar 26, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Feb 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedNo
Feb 6, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Feb 1, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Dec 24, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Dec 14, 2023Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Dec 3, 2023Debt collectionCommunication tacticsFrequent or repeated callsSDExplainedYes
Oct 11, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Oct 10, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jul 14, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
May 2, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Apr 13, 2023Debt collectionCommunication tacticsFrequent or repeated callsCAMoney backYes
Dec 31, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 6, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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