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Debt collection

United Financial Service debt collection complaints

Consumers have filed 15 complaints about United Financial Service's debt collection, 1 in the last 12 months. United Financial Service answered 0% on time and closed - with relief. See the whole United Financial Service record.

United Financial Service against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13United Financial Service1new0%-15

Every debt collector ranked

Latest United Financial Service debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLANo timely replyNo
Apr 17, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Mar 7, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jan 12, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Mar 20, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Jan 6, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 7, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 11, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Sep 9, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedNo
Aug 11, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Jun 5, 2015Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftAEExplainedNo
May 13, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
May 13, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
Oct 20, 2014Debt collectionDisclosure verification of debtRight to dispute notice not receivedOHExplainedYes
Feb 5, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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