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Debt collection

Valor Intelligent Processing debt collection complaints

Consumers have filed 395 complaints about Valor Intelligent Processing's debt collection, 171 in the last 12 months (+185%). Valor Intelligent Processing answered 99.4% on time and closed 0% with relief. See the whole Valor Intelligent Processing record.

Valor Intelligent Processing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Valor Intelligent Processing171+185%99.4%0%395

Every debt collector ranked

Latest Valor Intelligent Processing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 6, 2024Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Feb 3, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedNo
Jan 20, 2024Debt collectionCommunication tacticsCalled before 8am or after 9pmMIExplainedYes
Jan 17, 2024Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Jan 6, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftINExplainedYes
Dec 12, 2023Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Dec 6, 2023Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Dec 4, 2023Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Nov 29, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Nov 28, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Nov 16, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 14, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 9, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNEExplainedYes
Oct 8, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Oct 3, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Oct 2, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Sep 27, 2023Debt collectionAttempts to collect debt not owedDebt was paidINExplainedYes
Sep 20, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 6, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Sep 5, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Aug 26, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedNo
Aug 23, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Aug 22, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Aug 22, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftTNExplainedYes
Aug 16, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Aug 12, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftTNExplainedYes
Aug 11, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 14, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 10, 2023Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtAKExplainedYes
Jun 29, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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