West Bay Acquisitions against other debt collectors
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | CL Holdings | 25,525 | +136% | 99.9% | 51% | 47,216 |
| 2 | Encore Capital (Midland Credit) | 19,484 | +59% | 100% | 12% | 57,060 |
| 3 | Portfolio Recovery Associates | 17,942 | +60% | 99.9% | 63% | 55,016 |
| 4 | Resurgent Capital Services | 17,500 | +6% | 100% | 26% | 54,761 |
| 5 | TransUnion | 9,367 | -62% | 100% | 48% | 58,125 |
| 6 | Experian | 9,347 | -53% | 100% | 9% | 52,595 |
| 7 | CCS Financial Services | 8,704 | +51% | 99.9% | 2% | 23,877 |
| 8 | Equifax | 7,993 | -70% | 100% | 40% | 56,820 |
| 9 | Kriya Capital | 7,526 | +100% | 100% | 100% | 16,464 |
| 10 | I.C. System | 6,903 | +81% | 100% | 0% | 21,049 |
| 11 | National Credit Systems | 5,918 | +48% | 99.9% | 0% | 17,574 |
| 12 | Caine & Weiner | 5,539 | +112% | 99.9% | 39% | 12,208 |
| 13 | West Bay Acquisitions | 0 | new | - | - | 26 |
Every debt collector ranked
Latest West Bay Acquisitions debt collection complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Sep 11, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | TX | Closed | Yes |
| Aug 28, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | FL | Explained | Yes |
| Jul 14, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | OR | Explained | Yes |
| Jul 2, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | OH | Explained | Yes |
| Jun 25, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | MO | Explained | Yes |
| Jun 18, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | FL | Explained | Yes |
| Jun 11, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | NJ | Explained | Yes |
| Jun 9, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | NJ | Explained | Yes |
| Jun 2, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | NJ | Explained | Yes |
| Apr 17, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | VA | Explained | Yes |
| Apr 8, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | FL | Closed | Yes |
| Apr 7, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | TX | Explained | Yes |
| Apr 4, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | MI | Closed | Yes |
| Mar 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | CA | Explained | No |
| Mar 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | TX | Explained | Yes |
| Feb 25, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | TX | Closed | Yes |
| Feb 13, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | TX | Closed | Yes |
| Oct 16, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | PA | Explained | Yes |
| Oct 3, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | TX | Closed | Yes |
| Oct 1, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | NE | Closed | Yes |
| Sep 6, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | TX | Closed | Yes |
| Aug 27, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | TX | Closed | Yes |
| Aug 21, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | NV | Closed | Yes |
| Aug 15, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | TN | Closed | Yes |
| Aug 8, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | OH | Closed | Yes |
| Aug 6, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | LA | Closed | Yes |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
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