Debt collector · complaint record
West Bay Recovery complaints
Filed under West Bay Recovery, Inc.
Consumers have filed 4 complaints about West Bay Recovery since 2013, none in the last 12 months. It answered 75% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 75%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since September 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 23, 2017
West Bay Recovery complaints by month
The busiest month was September 2013 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How West Bay Recovery answered all time
- Closed with explanation375%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top West Bay Recovery problems
Inside "Cont'd attempts collect debt not owed"
- Debt was discharged in bankruptcy 2
West Bay Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | West Bay RecoveryDebt collection | - | 0 | - |
Compare side by side: West Bay Recovery vs Green Square · West Bay Recovery vs EMoneyUSA · West Bay Recovery vs Mullooly Jeffrey Rooney & Flynn · West Bay Recovery vs Credit World Services
What people say about West Bay Recovery
All experiencesNo experiences with West Bay Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest West Bay Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 23, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Apr 8, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 6, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Sep 3, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
Questions about West Bay Recovery
How many complaints does West Bay Recovery have?
West Bay Recovery has 4 complaints on record since September 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does West Bay Recovery respond to complaints?
Yes. West Bay Recovery answered 75% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with West Bay Recovery?
The most common problems are cont'd attempts collect debt not owed (2), attempts to collect debt not owed (1), communication tactics (1).
Is West Bay Recovery legit?
West Bay Recovery is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is West Bay Recovery legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against West Bay Recovery?
Complain to West Bay Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most West Bay Recovery complaints come from?
Most come from Rhode Island (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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