Debt collection
Zarvad III debt collection complaints
Consumers have filed 51 complaints about Zarvad III's debt collection, 1 in the last 12 months. Zarvad III answered 0% on time and closed - with relief. See the whole Zarvad III record.
Zarvad III against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Zarvad III | 1 | 0% | - |
Latest Zarvad III debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 25, 2017 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Nov 23, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Oct 31, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Oct 14, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Mar 1, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 4, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Dec 7, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Oct 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 17, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 2, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 28, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 19, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 29, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 15, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Mar 23, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Dec 20, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Closed |
| Dec 12, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Nov 3, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 29, 2014 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| May 21, 2014 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Feb 5, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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