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Debt collection

Zarvad III debt collection complaints

Consumers have filed 51 complaints about Zarvad III's debt collection, 1 in the last 12 months. Zarvad III answered 0% on time and closed - with relief. See the whole Zarvad III record.

Zarvad III against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Zarvad III1new0%-51

Every debt collector ranked

Latest Zarvad III debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 25, 2017Debt collectionImproper contact or sharing of infoContacted employer after asked not toWAExplainedYes
Nov 23, 2016Debt collectionImproper contact or sharing of infoContacted employer after asked not toLAExplainedYes
Oct 31, 2016Debt collectionImproper contact or sharing of infoContacted employer after asked not toLAExplainedYes
Oct 14, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payLAExplainedYes
Mar 1, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debt-ExplainedYes
Feb 4, 2016Debt collectionCommunication tacticsCalled after sent written cease of commRIExplainedYes
Dec 7, 2015Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyTNExplainedNo
Oct 21, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidRIExplainedYes
Sep 17, 2015Debt collectionImproper contact or sharing of infoContacted employer after asked not toOHExplainedYes
Sep 2, 2015Debt collectionCommunication tacticsThreatened to take legal actionTNExplainedNo
Jul 28, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedNo
Jun 19, 2015Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedNo
Apr 29, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedYes
Apr 15, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNYExplainedNo
Mar 23, 2015Debt collectionCommunication tacticsCalled after sent written cease of commOKExplainedYes
Dec 20, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidTNClosedNo
Dec 12, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtOHClosedNo
Nov 3, 2014Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedNo
Aug 29, 2014Debt collectionCommunication tacticsCalled after sent written cease of commCTExplainedYes
May 21, 2014Debt collectionCommunication tacticsCalled after sent written cease of commTXExplainedNo
Feb 5, 2014Debt collectionCommunication tacticsThreatened to take legal actionMDExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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