Debt collection
Zarvad III debt collection complaints
Consumers have filed 51 complaints about Zarvad III's debt collection, 1 in the last 12 months. Zarvad III answered 0% on time and closed - with relief. See the whole Zarvad III record.
Zarvad III against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Zarvad III | 1 | 0% | - |
Latest Zarvad III debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Jan 24, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 29, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 21, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 12, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 29, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 29, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 3, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 2, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 12, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 4, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 28, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 20, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 3, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 20, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 16, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 31, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 29, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 25, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Mar 22, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 7, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 6, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 14, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 30, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 24, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 18, 2017 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Mar 26, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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