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Debt collection

Complaint 10412954 Pacific Credit Exchange

Explained
Product
Debt collection · Auto debt
Detail
Didn't receive notice of right to dispute
From
California 93726
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 10, 2024Complaint received
  2. Oct 10, 2024Sent to Pacific Credit Exchange
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Credit Exchange complaints about written notification about debt

ReceivedAboutIssueStateAnswerOn time
Aug 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Nov 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Nov 12, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
May 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAFixedYes
Aug 23, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Apr 3, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Feb 1, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 17, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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