Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Debt collection

Complaint 19042239 Pacific Credit Exchange

Explained
Product
Debt collection · I do not know
Detail
Didn't receive enough information to verify debt
From
Texas 77077
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Jan 27, 2026Complaint received
  2. Jan 27, 2026Sent to Pacific Credit Exchange
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Pacific Credit Exchange?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Pacific Credit Exchange's record

More Pacific Credit Exchange complaints about written notification about debt

ReceivedAboutIssueStateAnswerOn time
Aug 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Nov 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Nov 12, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
May 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAFixedYes
Oct 10, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Aug 23, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Apr 3, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Feb 1, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 17, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience