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Credit reporting

Complaint 11295944 Merchants' Credit Guide

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Illinois 60440
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company disputes the facts presented in the complaint
  1. Dec 27, 2024Complaint received
  2. Dec 27, 2024Sent to Merchants' Credit Guide
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Merchants' Credit Guide complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jun 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
May 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyWIExplainedYes
Mar 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Sep 20, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 23, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 15, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 2, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Mar 31, 2024Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
Dec 21, 2023Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Nov 28, 2023Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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