Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

Merchants' Credit Guide complaint log

The newest complaints about Merchants' Credit Guide, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Oct 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXFixedYes
Oct 12, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIFixedYes
Sep 15, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXFixedYes
Aug 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIFixedYes
Aug 7, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHFixedYes
Aug 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to dispute-ExplainedYes
Jul 22, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVAExplainedYes
Jul 17, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Jul 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLFixedYes
Jun 15, 2026Payday & personal loansUnexpected feesILFixedYes
Jun 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
May 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyWIExplainedYes
May 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtORFixedYes
May 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOFixedYes
May 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Apr 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKSFixedYes
Mar 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Feb 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLFixedYes
Jan 21, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageKSFixedYes
Jan 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Dec 15, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Dec 11, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Nov 21, 2025Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
Nov 10, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Nov 9, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Sep 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILFixedYes
Sep 23, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtINExplainedYes
Sep 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWIExplainedYes
Sep 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jul 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLFixedYes
Jul 30, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Jun 10, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
May 15, 2025Debt collectionCommunication tacticsFrequent or repeated callsMIExplainedYes
Apr 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Apr 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMIFixedYes
Apr 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Mar 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Mar 10, 2025Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Feb 27, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Feb 21, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingILExplainedYes
Feb 17, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLExplainedYes
Feb 13, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingOHExplainedYes
Feb 10, 2025Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Feb 4, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLFixedYes
Jan 20, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience