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Case file

Credit reporting

Complaint 11978920 SettlementOne

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Tennessee 37129
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Feb 7, 2025Complaint received
  2. Mar 11, 2025Sent to SettlementOne (32 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More SettlementOne complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jul 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILNo timely replyNo
Nov 10, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeLANo timely replyNo
Aug 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCANo timely replyNo
Jun 24, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLNo timely replyNo
May 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 13, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Oct 19, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 3, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Jul 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 22, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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