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Case file

Credit reporting

Complaint 13450931 Associated Credit Services

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New York 11236
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. May 11, 2025Complaint received
  2. Jul 25, 2025Sent to Associated Credit Services (75 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Associated Credit Services complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
Jul 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Dec 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jul 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Feb 11, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jan 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Feb 19, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 25, 2022Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
May 18, 2022Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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