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Case file

Credit reporting

Complaint 13715130 Total Card

Explained
Company
Total Card
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Maryland 20653
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company disputes the facts presented in the complaint
  1. May 26, 2025Complaint received
  2. Jul 8, 2025Sent to Total Card (43 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Total Card complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Apr 14, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Feb 12, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Dec 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Aug 21, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Aug 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jan 25, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Jun 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
May 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
May 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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