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Credit reporting

Complaint 16179220 January Technologies

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Arizona 85339
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Sep 25, 2025Complaint received
  2. Oct 22, 2025Sent to January Technologies (27 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More January Technologies complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Sep 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Aug 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Jul 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
May 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedYes
Jan 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedYes
Dec 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Sep 14, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Aug 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Aug 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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